Gemini, the cryptocurrency exchange founded by the Winklevoss twins, has reignited interest in its XRP cashback rewards program, offering crypto enthusiasts an opportunity to earn XRP rewards on everyday purchases. This initiative, available exclusively to U.S. residents, leverages the Gemini Credit Card to incentivize XRP adoption while providing tangible benefits to users. Below, we break down the program’s details, eligibility requirements, and step-by-step participation guide.
Gemini’s XRP Cashback Rewards: Program Overview
Key Features
- Tiered Rewards: Earn up to 4% XRP cashback on eligible purchases (e.g., gas/EV charging).
- Flexible Redemption: Rewards auto-deposit into Gemini trading accounts—hold, trade, or sell XRP anytime.
- Promotional Bonus: New cardholders can earn **$200 in XRP** by spending $3,000 within 90 days.
- No Hidden Fees: Zero annual, foreign transaction, or exchange fees.
Current XRP Utility Boost
As XRP garners traction for cross-border payments, Gemini’s program amplifies its real-world utility. Partnering with Mastercard, Gemini integrates crypto rewards into traditional spending, bridging fiat and blockchain ecosystems.
How To Join Gemini’s XRP Rewards Program
Step 1: Check Eligibility
- U.S. residency required.
- Credit score approval for the Gemini Credit Card.
Step 2: Apply for the Credit Card
👉 Apply for Gemini Credit Card
Step 3: Activate by June 30, 2025
- Secure the card before the deadline to qualify for promotional rewards.
Step 4: Spend & Earn
- Gas/EV Charging: 4% cashback (up to $200/month).
- Dining/Groceries: 3% and 2% cashback, respectively.
- Other Purchases: 1% cashback.
Why XRP? Market Context
- Adoption Surge: XRP’s use cases span remittances, real estate, and retail.
- Competitive Edge: Exchanges like WhiteBIT and Bit2Me offer similar programs, signaling growing institutional support.
FAQ: Gemini’s XRP Cashback Program
1. Can non-U.S. residents participate?
No—currently limited to U.S. cardholders.
2. How are rewards paid out?
XRP deposits directly into your Gemini trading account.
3. Is there a cap on rewards?
Yes—4% cashback capped at $200/month for gas/EV spending.
4. What’s the promotional $200 bonus?
Spend $3,000 in the first 90 days to unlock the bonus.
5. Can I choose other crypto for cashback?
Yes—50+ options, including Bitcoin and Ethereum.
Final Thoughts
Gemini’s XRP rewards program marries crypto incentives with mainstream spending, fostering adoption while delivering value. For eligible users, it’s a strategic avenue to accumulate XRP effortlessly.
👉 Learn more about crypto rewards
Chart data sourced from TradingView; featured image via SCMP.
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