The cryptocurrency landscape has witnessed stablecoins emerge as a critical bridge between traditional finance and the crypto world, thanks to their fiat-pegged stability.
The Rise of Stablecoins: Trading Boom vs. Spending Challenges
According to ARK Invest's Big Ideas 2025 report, stablecoin transaction volumes reached $15.6 trillion in 2024, making them the fastest-growing segment in digital assets. This surge reflects the demand for low-cost, efficient cross-border payments and international trade solutions. However, despite their dominance in trading, stablecoins struggle to penetrate everyday consumer spending due to:
- Complex conversion processes: Users face lengthy "sell → withdraw → recharge" cycles, often taking hours or days.
- Regulatory hesitations: Merchants remain wary of compliance risks without blockchain-integrated payment infrastructures.
👉 Discover how Interlace solves these challenges
Interlace’s Solution: CaaS-Powered Crypto Spending
Interlace, a fintech innovator, combines stablecoins with card payments via Card-as-a-Service (CaaS) to redefine usability. Its Infinity Card enables seamless "crypto-to-fiat-to-spend" transactions, supported by two core technologies:
CryptoConnect:
- Aggregates liquidity across exchanges.
- Offers 15-second price locks for conversions (e.g., USD to USDC), shielding users from market volatility.
Multi-BIN Support:
- Over 30 card BINs for global transactions.
- Compatible with Apple Pay, Google Wallet, and virtual/physical cards.
Benefits for Businesses
- Exchanges: Activate dormant crypto assets by enabling direct spending, boosting user engagement.
- Compliance: Meets EU, US, and Southeast Asian regulations with embedded KYC/AML checks.
Security and Efficiency
Interlace’s ecosystem integrates:
- Global Accounts: Multi-currency management with instant crypto/fiat conversions.
- PCI-DSS Level 1 Certification: Ensures top-tier payment security.
Industry Impact
Since 2019, Interlace has:
- Issued 6M+ cards.
- Served 7,500+ enterprises.
- Processed 60M+ annual transactions.
By merging Web3 and traditional finance, Interlace democratizes access to borderless payments, aligning with DeFi’s ethos of financial inclusion.
FAQ
Q: How does Interlace’s CaaS improve crypto spending?
A: It eliminates conversion delays by linking crypto holdings directly to spendable cards.
Q: Is Interlace compliant with global regulations?
A: Yes, it holds licenses like US MSB and EU VASP, with built-in KYT/KYC protocols.
Q: Can small businesses use Interlace’s CaaS?
A: Absolutely. Its API allows rapid card issuance, tailored to SMEs’ needs.