How to Choose the Right Network for Crypto Deposits and Withdrawals?

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Sending crypto assets can sometimes be challenging for beginners. One of the most common mistakes is selecting the wrong blockchain network. Always verify the correct transfer blockchain before initiating a transaction.

Cryptocurrencies can only move across blockchains that are compatible with their native design. Each blockchain uses a unique cryptographic code—essentially, blockchains "speak different languages." While OKX automatically selects the appropriate transfer network for most cryptocurrencies, users may occasionally need to manually choose a blockchain from the provided list.

Caution: Choosing the wrong blockchain can result in irreversible loss of funds. Below, we illustrate how to select the right blockchain using USDT as an example.

Key Rule: Deposit and Withdrawal Networks Must Match

The withdrawal network on OKX must correspond to the deposit network. For instance:

Mismatched networks will lead to failed transactions or lost assets.


Step-by-Step Guide to Selecting a Deposit Network

  1. Navigate to Assets:

    • Open the OKX app/web platform.
    • Click Assets > Overview > Deposit > On-Chain Deposit > USDT.
  2. Choose Your Network:

    • Options include USDT-ERC20, USDT-TRC20, and others.
    • All networks function, but differ in speed, fees, and security.
  3. Network Comparison:
    | Network | Speed | Fees | Best For |
    |------------|--------|--------|-------------------|
    | TRC20 | Fast | Low | Small transfers |
    | ERC20 | Slow | High | Large transfers |
  4. Complete the Deposit:

    • Copy the OKX deposit address.
    • Paste it into the Withdrawal section of your external wallet/exchange.

Core Keywords


FAQ

Q1: What happens if I send USDT-ERC20 to a TRC20 address?
A: The funds will be lost permanently. Always double-check the network.

Q2: Which network is cheapest for USDT transfers?
A: TRC20 typically offers the lowest fees.

Q3: Can I change the withdrawal network after depositing?
A: No. The withdrawal network must match the initial deposit network.

Q4: Why does OKX support multiple networks for the same coin?
A: Different networks cater to varying needs (e.g., speed vs. cost).

👉 Learn more about secure crypto transfers

Q5: How long do ERC20 transfers usually take?
A: 5–30 minutes, depending on Ethereum network congestion.


Pro Tips

By following these guidelines, you’ll minimize risks and optimize your crypto transactions.

👉 Explore advanced OKX network features