What is Guarda Wallet?
Guarda Wallet is a non-custodial, multi-cryptocurrency wallet developed by GUARDARIAN OÜ, an Estonian company licensed by the Financial Intelligence Unit (FIU). Launched in 2017 initially for Ethereum storage, Guarda has expanded to support over 400,000 assets across 50+ blockchains.
Key Features of Guarda Wallet
| Feature | Details |
|---|---|
| Type | Hot wallet (online) |
| Custody | Non-custodial (users control private keys) |
| Platforms | Web, desktop (Mac/Windows/Linux), mobile (iOS/Android), Chrome extension |
| Supported Assets | 400,000+ coins, tokens (ERC-20, BEP-2, TRC-20, etc.), and NFTs |
| Functions | Buy, exchange, stake, loans, Visa card |
| Fees | Free wallet; partner fees may apply for transactions |
Pros and Cons
Advantages:
- ✅ High security with encrypted backups and 2FA
- ✅ Cross-platform compatibility
- ✅ Supports a vast range of cryptocurrencies
- ✅ Built-in exchange and staking features
Limitations:
- ❌ Higher transaction fees compared to competitors
- ❌ Limited brand recognition in the market
👉 Explore Guarda Wallet’s security features
Supported Cryptocurrencies
Guarda Wallet accommodates major blockchains like Bitcoin, Ethereum, Cardano, and Solana, along with tokens such as ERC-20, BEP-2, and TRC-20. It’s also NFT-compatible (ERC-721). The wallet continuously adds new assets, currently exceeding 400,000 supported cryptocurrencies.
Global Availability
Guarda is accessible worldwide, with SEPA transfers supported for EUR deposits. European users can additionally access a Guarda Visa Card for crypto payments. Always verify local cryptocurrency regulations before use.
Hardware Wallet Compatibility
Guarda integrates with hardware wallets like Ledger for enhanced security, aligning with the "not your keys, not your crypto" principle.
Core Functionalities
1. Hot Wallet Convenience
- Instant access to funds via internet-connected devices.
- Higher vulnerability compared to cold wallets but ideal for frequent transactions.
2. Non-Custodial Security
- Users retain full control of private keys.
- No third-party access to funds.
3. Multi-Platform Support
- Choose from web, desktop, mobile, or Chrome extension versions.
4. Buy Crypto Directly
- Purchase cryptocurrencies via credit/debit card or SEPA transfer using Simplex.
- Funds are auto-deposited into your Guarda Wallet.
5. In-Wallet Exchange
- Swap crypto-to-crypto without external exchanges.
- Note: Fiat-to-crypto sales aren’t supported.
6. Staking Rewards
- Earn up to 25% APY on assets like Ethereum (3%), Cardano (5%), and Cosmos (10%).
7. Crypto Loans
- Borrow stablecoins (USDC/USDT) against collateral (e.g., BTC).
- Fixed interest rates; no commissions for loans >30 days.
8. Visa Card Integration
- Spend crypto at Visa merchants EU-wide.
- Fees: 2.5% forex, 1.5% reload, 2.5% ATM withdrawals.
Fee Structure
- No fees for wallet creation or receiving crypto.
- Variable fees for transactions/exchanges (partner-dependent).
Security Measures
- Encrypted backups
- Two-factor authentication (2FA)
- Facial recognition (mobile)
- Open-source transparency
Ideal User Profile
Guarda suits both beginners and experienced users seeking:
- A versatile hot wallet
- Staking/loan opportunities
- Broad crypto compatibility
Customer Support
Response times average 24 hours via email or contact form.
Final Verdict
Guarda Wallet excels with its security, multi-asset support, and user control, though fees may deter some. Its open-source ethos and ergonomic design make it a top choice for managing diverse crypto portfolios.
👉 Start using Guarda Wallet today
FAQ
Q1: Is Guarda Wallet free?
A: Yes, wallet creation and crypto storage are free. Transaction fees apply for buys/exchanges.
Q2: Can I stake Bitcoin on Guarda?
A: No—staking is available for PoS coins like ETH, ADA, and ATOM, not Bitcoin.
Q3: How do I recover my Guarda Wallet?
A: Use your encrypted backup file or 12-word recovery phrase.
Q4: Is Guarda available in French?
A: Currently, Guarda supports English and a few other languages—French isn’t included.
Q5: What’s the minimum stake amount?
A: Varies by crypto; e.g., Ethereum requires 0.1 ETH to start staking.
Q6: Are there withdrawal limits?
A: Yes—card spending caps at €9,000/month; crypto withdrawals depend on network fees.