What is Binance Dual Investment?
Binance Dual Investment, also known as Dual Currency Investment, allows investors to either buy low or sell high while earning additional interest—regardless of whether the trade executes.
This is a non-guaranteed high-yield product, meaning principal investment may incur losses.
Dual Investment combines options trading with cryptocurrency, offering high interest regardless of market direction—similar to traditional finance’s Dual Currency Investment (DCI).
How It Works
Investors act as option sellers, receiving interest (premium) upfront. If market conditions meet the target price at expiration, the trade executes; otherwise, investors keep their principal plus interest.
Key Parameters:
- Investment Amount: Funds allocated.
- Target Price: Desired buy/sell price. Closer to market price = higher APR.
- Settlement Date: Expiration date for the trade.
Types of Binance Dual Investment
| Type | Currency Used | Scenario | Example |
|---|---|---|---|
| Low-Buy | Stablecoins (USDT/USDC/FDUSD) | Buy crypto at a discount | Purchase BTC ≤ $90,000 |
| High-Sell | Crypto (e.g., BTC) | Sell crypto at a premium | Sell BTC ≥ $100,000 |
👉 Explore Binance Dual Investment
Step-by-Step Guide
Step 1: Access Binance Dual Investment
Navigate to [Finance] → [Dual Investment] → Select Currency.
Step 2: Choose Investment Type
- Low-Buy: Use stablecoins to buy crypto at a target price.
- High-Sell: Use crypto to sell at a target price.
Step 3: Set Settlement Date & Target Price
Slide to adjust:
- Left/Right: Change expiration date.
- Up/Down: Adjust target price.
Step 4: Enable Auto-Invest (Optional)
Automatically renews orders to compound earnings:
- Basic: Repeats buy/sell orders until filled.
- Advanced: Cycles between buy/sell upon execution (best for stable markets).
Step 5: Enter Investment Amount
Minimum: 0.1 USDT. Confirm and submit.
Risks & Rewards
✅ Pros
- High Interest: APRs often exceed 100% (vs. 7% for savings).
- Zero Fees: No trading fees if executed.
- Efficiency: Earn interest while waiting for ideal prices.
❌ Cons
- Principal Risk: Potential loss if market moves unfavorably.
- Illiquidity: No early redemption; funds locked until expiry.
- Platform Risk: Exchange insolvency could lead to loss.
FAQ
Q: When does settlement occur?
A: At 16:00 (GMT+8) on the expiration date.
Q: Can I withdraw early?
A: No—hold until maturity.
Q: Is principal guaranteed?
A: No. Returns depend on market conditions.
Why Choose Binance?
Binance is the world’s largest crypto exchange by volume, with 350+ trading pairs and 2.6M users.
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