German Banking Giant Sparkassen to Launch Crypto Trading Services for Retail Customers Next Summer

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Sparkassen Plans BTC and ETH Trading Services

Germany's leading banking group Sparkassen is reportedly planning to introduce cryptocurrency trading services for its retail customers, according to a June 30 Bloomberg report.

The service will allow customers to trade Bitcoin (BTC), Ethereum (ETH), and other cryptocurrencies through Sparkassen's mobile banking app. The launch is expected in summer 2026.

The trading platform will be facilitated by DekaBank, Sparkassen's wholly-owned subsidiary, leveraging its securities infrastructure.

Institutional Crypto Services Already in Motion

Notably, DekaBank has partnered with Boerse Stuttgart, a German securities exchange, to provide crypto trading services for institutional investors. This collaboration was announced by Boerse Stuttgart on February 28.

The institutional service operates through BSDEX, Boerse Stuttgart’s regulated crypto exchange subsidiary.

Regulatory Compliance

BSDEX holds a Markets in Crypto-Assets Regulation (MiCA/MiCAR) license, enabling it to offer crypto services across the EU. However, it remains unclear whether Sparkassen has obtained similar regulatory approval.

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FAQs

1. When will Sparkassen’s crypto trading service launch?

The retail crypto trading service is expected to go live in summer 2026.

2. Which cryptocurrencies will be available?

Initially, Bitcoin (BTC) and Ethereum (ETH) will be supported, with potential expansions based on demand.

3. How does DekaBank’s institutional service work?

DekaBank collaborates with Boerse Stuttgart’s BSDEX to provide crypto trading for institutional clients under EU regulations.

4. Is Sparkassen MiCA-compliant?

As of now, Sparkassen’s MiCA licensing status has not been confirmed.

Key Takeaways

👉 Learn how leading banks are adopting crypto

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